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Crypto.com Visa: fees & cashback
Source: issuer help center, checked 04 Nov 2026.
Cashback0-5%*
FX / conversionLevel Up tiers; Basic 0% without sub
Annual fee$0-30/mo or CRO stake
IssuanceFree
Top-upDebit card 1% / credit card 2.99% / PayPal 2.1%
ATM2% after free limit
RegionsEEA, USA, Brazil, Singapore, Canada, Australia, UK
Bonus: Plus 2%, Pro 3%, Private up to 5% CRO
Note: Basic 0%; caps $25/$75 per month on Plus/Pro; US credit card up to 6%, Brazil USD card up to 8%
Tiers by plan
TierCashbackFXCapCost
Midnight Blue0%0.2% *free, no stake
Ruby Steel1%0%~$400 CRO stake
Royal Indigo / Jade Green2%0%~$4,000 CRO stake
* Midnight: 0.2% inside EU/UK, 2% outside; US cards 3%
Source: issuer help center, checked 04 Nov 2026.
Questions answered
What cashback does Crypto.com Visa pay?
0-5%*
Does Crypto.com Visa charge a foreign exchange fee?
Level Up tiers; Basic 0% without sub Listed FX on non-USD spend: 0.2%.
What does Crypto.com Visa cost?
Annual fee: $0-30/mo or CRO stake. Issuance: Free.
Where is Crypto.com Visa available?
EEA, USA, Brazil, Singapore, Canada, Australia, UK
Real receipts
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