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MetaMask Card: fees & cashback
Source: issuer help center, checked 04 Nov 2026.
Cashback1% virtual / 3% Metal (first $10k/yr)
FX / conversion0.5% stablecoin / 0.875% wETH conversion; cross-border 1% on free tier, none on Metal (fee table); FAQ says no added FX fee
Annual feeVirtual $0 / Metal $199 (Metal orders US only)
Issuance$0 virtual / $199 Metal
Top-up0-0.875%
ATM2%; Metal free up to $1,200/mo
RegionsUK, EU, CH, CA, BR, MX, CO, AR
Bonus: Self-custody via Linea, Metal tier perks
Note: Enhanced cashback needs Metal $199/yr
Tiers by plan
TierCashbackFXCapCost
Virtual1%1% *free
Metal3%0%3% on first $10,000/yr, then 1%$199/yr
* 1% cross-border on free tier per fee table; FAQ says no added fee
Source: issuer help center, checked 04 Nov 2026.
Questions answered
What cashback does MetaMask Card pay?
1% virtual / 3% Metal (first $10k/yr)
Does MetaMask Card charge a foreign exchange fee?
0.5% stablecoin / 0.875% wETH conversion; cross-border 1% on free tier, none on Metal (fee table); FAQ says no added FX fee Listed FX on non-USD spend: 1%.
What does MetaMask Card cost?
Annual fee: Virtual $0 / Metal $199 (Metal orders US only). Issuance: $0 virtual / $199 Metal.
Where is MetaMask Card available?
UK, EU, CH, CA, BR, MX, CO, AR
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