Cardipays
< All cards
Fee sheetChecked 04 Nov 2026
2% back1% FXissuer help center

Plasma One: fees & cashback

Source: issuer help center, checked 04 Nov 2026.

Cashback2% Lite / 3% Core / 4% Platinum base* / AI 5%/10% category
FX / conversionPlasma FX markup 1% Lite / 0.5% Core / 0% Platinum, plus Visa FX fee on non-USD
Annual feeLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k after
IssuanceLite: $10 deposit kept in balance, or $10 card fee in some regions
Top-upOn-ramp via Bridge; fees in app
ATMCash advance: none
NetworkVisa
Regions150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE

Bonus: Core 3% / Platinum 4% base, AI category 5-10%

Note: sign up with code XBTBTC; cashback paid weekly in XPL

Tiers by plan

TierCashbackFXCapCost
Lite2%1% *2% on first $500/mo, then 0.1%$10 deposit (card fee in some regions), no XPL lock
Core3%0.5% *3% first $1,000/mo, 2% next $1,000, 1% next $1,000, 0.25% above; AI 5% first $250$199/yr or 20k XPL lock 12 months (0 XPL during promo)
Platinum4%0% *4% first $3,000/mo, 3% to $10k, 2% to $15k, 1% above; AI 10% first $500; flights 10% up to $300/half-year100k XPL lock 12 months during promo, 150k after (promo end date not published)

* 1% Plasma markup plus Visa FX fee (amount not published)

* 0.5% Plasma markup plus Visa FX fee

* 0% Plasma markup, Visa rate

Source: issuer help center, checked 04 Nov 2026.

Questions answered

What cashback does Plasma One pay?

2% Lite / 3% Core / 4% Platinum base* / AI 5%/10% category Limits: 2% on first $500/mo, then 0.1%.

Does Plasma One charge a foreign exchange fee?

Plasma FX markup 1% Lite / 0.5% Core / 0% Platinum, plus Visa FX fee on non-USD Listed FX on non-USD spend: 1%.

What does Plasma One cost?

Annual fee: Lite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k after. Issuance: Lite: $10 deposit kept in balance, or $10 card fee in some regions.

Where is Plasma One available?

150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE Not issued in: CU, IR, KP, RU, SY, UA, VE.

Real receipts

No receipts for this card yet. Paid with it? Drop the receipt on the home page and we compute your real FX spread.

Try itCheck my receiptGet Plasma One