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Fee sheetChecked 04 Nov 2026
0.5% back0% FXthird-party data

Wirex Card: fees & cashback

Source: unverified, not checked against the issuer help center yet. Treat the numbers as indicative.

Cashback0.5-8%*
FX / conversion0% FX; ATM limits by plan
Annual feeWirex One: no subscription; tiers by portfolio size and WPAY share
IssuanceFree
Top-upFrom exchange
ATMWirex One: fee over limit not published; limits 750 EUR/day, 5,000 EUR/mo
RegionsEEA, UK, Australia

Bonus: 0% FX

Note: top tier needs portfolio $50k+ and 10%+ in WPAY; Wirex own pages disagree on the cashback ladder

Tiers by plan

TierCashbackFXCapCost
Base0.5%0% *free

* help says no FX fees, card terms say mark-ups apply: unverified

Source: unverified, not checked against the issuer help center yet. Treat the numbers as indicative.

Questions answered

What cashback does Wirex Card pay?

0.5-8%*

Does Wirex Card charge a foreign exchange fee?

0% FX; ATM limits by plan Listed FX on non-USD spend: 0%.

What does Wirex Card cost?

Annual fee: Wirex One: no subscription; tiers by portfolio size and WPAY share. Issuance: Free.

Where is Wirex Card available?

EEA, UK, Australia Not issued in: US, CA, RU.

Real receipts

No receipts for this card yet. Paid with it? Drop the receipt on the home page and we compute your real FX spread.