Coinbase One Card: $20.00Fold Card: $15.00on $1,000/mo abroad
Coinbase One Card vs Fold Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Coinbase One Card 2% back minus 0% FX = $20.00; Fold Card 1.5% back minus 0% FX = $15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%1.5%
FX on non-USD0%0%
Cashback limits2% base; 2.5/3/4% by assets on first $10,000/mo, then 2%not stated
CostCoinbase One $49.99/yrnot stated
Payoutpaid in BTC, up to 30 dayspaid in BTC sats, 30-day lock
RegionsUSA onlyUSA
Annual feeCoinbase One $49.99/yrFold card $0 (pricing page)
ATM0%In-network $0; out-of-network $3.50 (free on Fold+)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Coinbase One Card, Fold Card.
Questions answered
Which pays more cashback, Coinbase One Card or Fold Card?
Coinbase One Card pays 2% on the base tier, Fold Card pays 1.5%. Limits: Coinbase One Card 2% base; 2.5/3/4% by assets on first $10,000/mo, then 2%; Fold Card not stated.
Which has lower FX fees, Coinbase One Card or Fold Card?
Coinbase One Card charges 0% on non-USD purchases, Fold Card charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Coinbase One Card and Fold Card where I live?
Coinbase One Card: USA only. Fold Card: USA.