Coinbase One Card: $20.00Gemini Credit: $10.00on $1,000/mo abroad
Coinbase One Card vs Gemini Credit
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Coinbase One Card 2% back minus 0% FX = $20.00; Gemini Credit 1% back minus 0% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%1%
FX on non-USD0%0%
Cashback limits2% base; 2.5/3/4% by assets on first $10,000/mo, then 2%not stated
CostCoinbase One $49.99/yrnot stated
Payoutpaid in BTC, up to 30 dayspaid in crypto, usually within minutes
RegionsUSA onlyUSA
Annual feeCoinbase One $49.99/yrNo annual fee
ATM0%Cash advance: $10 or 3%, whichever is greater
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Coinbase One Card, Gemini Credit.
Questions answered
Which pays more cashback, Coinbase One Card or Gemini Credit?
Coinbase One Card pays 2% on the base tier, Gemini Credit pays 1%. Limits: Coinbase One Card 2% base; 2.5/3/4% by assets on first $10,000/mo, then 2%; Gemini Credit not stated.
Which has lower FX fees, Coinbase One Card or Gemini Credit?
Coinbase One Card charges 0% on non-USD purchases, Gemini Credit charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Coinbase One Card and Gemini Credit where I live?
Coinbase One Card: USA only. Gemini Credit: USA.