Fold Card: $15.00THORWallet Card: $-15.00on $1,000/mo abroad
Fold Card vs THORWallet Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Fold Card 1.5% back minus 0% FX = $15.00; THORWallet Card 0% back minus 1.5% FX = $-15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)1.5%0%
FX on non-USD0%1.5%
Cashback limitsnot statednot stated
Costnot stated$5 one-off
Payoutpaid in BTC sats, 30-day lockpaid in USDC; 0.5% capped $5,000/mo spend
RegionsUSASwiss IBAN account
Annual feeFold card $0 (pricing page)Basic free / Premium $124 one-off ($99 with a referral code)
ATMIn-network $0; out-of-network $3.50 (free on Fold+)$1 + 0.95% (Basic) / $1 + 0.65% (Premium)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Fold Card, THORWallet Card.
Questions answered
Which pays more cashback, Fold Card or THORWallet Card?
Fold Card pays 1.5% on the base tier, THORWallet Card pays 0%. Limits: Fold Card not stated; THORWallet Card not stated.
Which has lower FX fees, Fold Card or THORWallet Card?
Fold Card charges 0% on non-USD purchases, THORWallet Card charges 1.5%. Published fees only, no receipt data for this pair yet.
Can I get both Fold Card and THORWallet Card where I live?
Fold Card: USA. THORWallet Card: Swiss IBAN account.