Gate Card: $6.00Fold Card: $15.00on $1,000/mo abroad
Gate Card vs Fold Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Gate Card 1% back minus 0.4% FX = $6.00; Fold Card 1.5% back minus 0% FX = $15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)1%1.5%
FX on non-USD0.4%0%
Cashback limitsT0 up to 5 USDT/mo; T5 8% up to 400 USDT/monot stated
Costnot statednot stated
Payoutnot statedpaid in BTC sats, 30-day lock
RegionsNon-restricted countries (no official list)USA
Annual feeNot disclosedFold card $0 (pricing page)
ATMIssuer fees may applyIn-network $0; out-of-network $3.50 (free on Fold+)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Gate Card, Fold Card.
Questions answered
Which pays more cashback, Gate Card or Fold Card?
Gate Card pays 1% on the base tier, Fold Card pays 1.5%. Limits: Gate Card T0 up to 5 USDT/mo; T5 8% up to 400 USDT/mo; Fold Card not stated.
Which has lower FX fees, Gate Card or Fold Card?
Gate Card charges 0.4% on non-USD purchases, Fold Card charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Gate Card and Fold Card where I live?
Gate Card: Non-restricted countries (no official list). Fold Card: USA.