Gnosis Pay: $0.00THORWallet Card: $-15.00on $1,000/mo abroad
Gnosis Pay vs THORWallet Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Gnosis Pay 0% back minus 0% FX = $0.00; THORWallet Card 0% back minus 1.5% FX = $-15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0%0%
FX on non-USD0%1.5%
Cashback limitscashback programme ended 30 Sep 2026not stated
Costcard stops working 20 Dec 2026$5 one-off
Payoutnot statedpaid in USDC; 0.5% capped $5,000/mo spend
RegionsEEASwiss IBAN account
Annual feeFreeBasic free / Premium $124 one-off ($99 with a referral code)
ATM2% after 5 free / 200/mo$1 + 0.95% (Basic) / $1 + 0.65% (Premium)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Gnosis Pay, THORWallet Card.
Questions answered
Which pays more cashback, Gnosis Pay or THORWallet Card?
Gnosis Pay pays 0% on the base tier, THORWallet Card pays 0%. Limits: Gnosis Pay cashback programme ended 30 Sep 2026; THORWallet Card not stated.
Which has lower FX fees, Gnosis Pay or THORWallet Card?
Gnosis Pay charges 0% on non-USD purchases, THORWallet Card charges 1.5%. Published fees only, no receipt data for this pair yet.
Can I get both Gnosis Pay and THORWallet Card where I live?
Gnosis Pay: EEA. THORWallet Card: Swiss IBAN account.