Nexo Card: $3.00Gnosis Pay: $0.00on $1,000/mo abroad
Nexo Card vs Gnosis Pay
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Nexo Card 0.5% back minus 0.2% FX = $3.00; Gnosis Pay 0% back minus 0% FX = $0.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0.5%0%
FX on non-USD0.2%0%
Cashback limitsnot statedcashback programme ended 30 Sep 2026
Costfree; portfolio over $5,000card stops working 20 Dec 2026
PayoutNEXO or BTC, needs $5,000 portfolionot stated
RegionsEEA, UKEEA
Annual feeFreeFree
ATM2%2% after 5 free / 200/mo
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Nexo Card, Gnosis Pay.
Questions answered
Which pays more cashback, Nexo Card or Gnosis Pay?
Nexo Card pays 0.5% on the base tier, Gnosis Pay pays 0%. Limits: Nexo Card not stated; Gnosis Pay cashback programme ended 30 Sep 2026.
Which has lower FX fees, Nexo Card or Gnosis Pay?
Nexo Card charges 0.2% on non-USD purchases, Gnosis Pay charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Nexo Card and Gnosis Pay where I live?
Nexo Card: EEA, UK. Gnosis Pay: EEA.