OKX Card: $19.00THORWallet Card: $-15.00on $1,000/mo abroad
OKX Card vs THORWallet Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: OKX Card 2% back minus 0.1% FX = $19.00; THORWallet Card 0% back minus 1.5% FX = $-15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)2%0%
FX on non-USD0.1%1.5%
Cashback limits2% up to EUR 50/mo for non-VIP; VIP 300/450/1000not stated
Costfree$5 one-off
Payoutpaid in USDG within 24 h to 5 business dayspaid in USDC; 0.5% capped $5,000/mo spend
RegionsEEA from Jan 2026 (excl. IS, LI)Swiss IBAN account
Annual feeFreeBasic free / Premium $124 one-off ($99 with a referral code)
ATMnot stated$1 + 0.95% (Basic) / $1 + 0.65% (Premium)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: OKX Card, THORWallet Card.
Questions answered
Which pays more cashback, OKX Card or THORWallet Card?
OKX Card pays 2% on the base tier, THORWallet Card pays 0%. Limits: OKX Card 2% up to EUR 50/mo for non-VIP; VIP 300/450/1000; THORWallet Card not stated.
Which has lower FX fees, OKX Card or THORWallet Card?
OKX Card charges 0.1% on non-USD purchases, THORWallet Card charges 1.5%. Published fees only, no receipt data for this pair yet.
Can I get both OKX Card and THORWallet Card where I live?
OKX Card: EEA from Jan 2026 (excl. IS, LI). THORWallet Card: Swiss IBAN account.