Cardipays
< All comparisons
Head to headChecked 02 Nov 2026
RedotPay Card: $-12.00Bitpanda Card: $10.00on $1,000/mo abroad

RedotPay Card vs Bitpanda Card

Arithmetic on published base numbers, $1,000 of non-USD spend a month: RedotPay Card 0% back minus 1.2% FX = $-12.00; Bitpanda Card 1% back minus 0% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.

Cashback (base)0%1%
FX on non-USD1.2%0%
Cashback limitsnot statedonly when paying in crypto
Cost$10 virtual / $100 physicalfree
Payoutnot statedpaid in the crypto you spent, up to 15 days; stablecoins earn nothing
Regions100+ countries (virtual)Eurozone only (not Cyprus)
Annual feeFreeFree
ATM2% (3% above $10k/mo, USD card)2% (min EUR 2)
Sourceissuer help centerissuer help center

Base tier numbers. Higher tiers on each fee sheet: RedotPay Card, Bitpanda Card.

Questions answered

Which pays more cashback, RedotPay Card or Bitpanda Card?

RedotPay Card pays 0% on the base tier, Bitpanda Card pays 1%. Limits: RedotPay Card not stated; Bitpanda Card only when paying in crypto.

Which has lower FX fees, RedotPay Card or Bitpanda Card?

RedotPay Card charges 1.2% on non-USD purchases, Bitpanda Card charges 0%. Published fees only, no receipt data for this pair yet.

Can I get both RedotPay Card and Bitpanda Card where I live?

RedotPay Card: 100+ countries (virtual). Bitpanda Card: Eurozone only (not Cyprus).