Cardipays
< All comparisons
Head to headChecked 02 Nov 2026
RedotPay Card: $-12.00Ethena Pay: $30.00on $1,000/mo abroad

RedotPay Card vs Ethena Pay

Arithmetic on published base numbers, $1,000 of non-USD spend a month: RedotPay Card 0% back minus 1.2% FX = $-12.00; Ethena Pay 4% back minus 1% FX = $30.00. Caps, plan fees and payout rules are not in this number, see the rows below.

Cashback (base)0%4%
FX on non-USD1.2%1%
Cashback limitsnot stated4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothing
Cost$10 virtual / $100 physicalfree
Payoutnot statedpaid in AVAX daily; under $1 purchases earn nothing
Regions100+ countries (virtual)About 50 countries (not US, EU, UK, Russia)
Annual feeFreeFree
ATM2% (3% above $10k/mo, USD card)$1 + 0.65%
Sourceissuer help centerissuer help center

Base tier numbers. Higher tiers on each fee sheet: RedotPay Card, Ethena Pay.

Questions answered

Which pays more cashback, RedotPay Card or Ethena Pay?

RedotPay Card pays 0% on the base tier, Ethena Pay pays 4%. Limits: RedotPay Card not stated; Ethena Pay 4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothing.

Which has lower FX fees, RedotPay Card or Ethena Pay?

RedotPay Card charges 1.2% on non-USD purchases, Ethena Pay charges 1%. Published fees only, no receipt data for this pair yet.

Can I get both RedotPay Card and Ethena Pay where I live?

RedotPay Card: 100+ countries (virtual). Ethena Pay: About 50 countries (not US, EU, UK, Russia).