RedotPay Card: $-12.00Fold Card: $15.00on $1,000/mo abroad
RedotPay Card vs Fold Card
Arithmetic on published base numbers, $1,000 of non-USD spend a month: RedotPay Card 0% back minus 1.2% FX = $-12.00; Fold Card 1.5% back minus 0% FX = $15.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0%1.5%
FX on non-USD1.2%0%
Cashback limitsnot statednot stated
Cost$10 virtual / $100 physicalnot stated
Payoutnot statedpaid in BTC sats, 30-day lock
Regions100+ countries (virtual)USA
Annual feeFreeFold card $0 (pricing page)
ATM2% (3% above $10k/mo, USD card)In-network $0; out-of-network $3.50 (free on Fold+)
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: RedotPay Card, Fold Card.
Questions answered
Which pays more cashback, RedotPay Card or Fold Card?
RedotPay Card pays 0% on the base tier, Fold Card pays 1.5%. Limits: RedotPay Card not stated; Fold Card not stated.
Which has lower FX fees, RedotPay Card or Fold Card?
RedotPay Card charges 1.2% on non-USD purchases, Fold Card charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both RedotPay Card and Fold Card where I live?
RedotPay Card: 100+ countries (virtual). Fold Card: USA.