RedotPay Card: $-12.00Gemini Credit: $10.00on $1,000/mo abroad
RedotPay Card vs Gemini Credit
Arithmetic on published base numbers, $1,000 of non-USD spend a month: RedotPay Card 0% back minus 1.2% FX = $-12.00; Gemini Credit 1% back minus 0% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0%1%
FX on non-USD1.2%0%
Cashback limitsnot statednot stated
Cost$10 virtual / $100 physicalnot stated
Payoutnot statedpaid in crypto, usually within minutes
Regions100+ countries (virtual)USA
Annual feeFreeNo annual fee
ATM2% (3% above $10k/mo, USD card)Cash advance: $10 or 3%, whichever is greater
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: RedotPay Card, Gemini Credit.
Questions answered
Which pays more cashback, RedotPay Card or Gemini Credit?
RedotPay Card pays 0% on the base tier, Gemini Credit pays 1%. Limits: RedotPay Card not stated; Gemini Credit not stated.
Which has lower FX fees, RedotPay Card or Gemini Credit?
RedotPay Card charges 1.2% on non-USD purchases, Gemini Credit charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both RedotPay Card and Gemini Credit where I live?
RedotPay Card: 100+ countries (virtual). Gemini Credit: USA.