Gnosis Pay: card ends 20 December

Gnosis Pay is shutting down its consumer card. Card payments and ATM withdrawals stop on 20 December 2026. After that date the web app only lets you withdraw: no freezing the card, no PIN or limits, no top ups, no new cards.

The company's reason is short. It says it can't run consumer apps to the standard it wants, and it is moving to card programmes for wallets, fintechs and neobanks. The formal notice to cardholders went out on 21 September.

Cashback is already gone. Purchases up to 30 September earned GNO, the last payout went out on 7 October, and GNO you already received stays yours.

Your money is not stuck. Funds stay in your Gnosis Pay Safe on Gnosis Chain, and Gnosis Pay says there is no deadline to withdraw them. The EUR IBAN is run by Monerium, not Gnosis Pay, and keeps working. GNO sits in the Safe unstaked. General support runs until 18 June 2027, and disputes, refunds and chargebacks until 12 June 2028.

Two things to do before 20 December. Move subscriptions and other recurring payments to a new card, because they will start getting declined. Then withdraw what you don't want to leave on chain at app.gnosispay.com/withdraw.

Gnosis Pay points users to partner apps: Rebind for EUR cards, MiniPay for USD, Picnic for Brazil, and Gnosis App. We haven't checked their fees yet, so they are not in the box below.

Our take: if you liked Gnosis Pay because you held the keys, MetaMask Card is the closest match, though its free tier charges 1% on cross-border spend. If you only care about what comes back, OKX Card pays the most on base numbers for EEA residents: 2% up to €50 a month, which covers about €2,500 of spend, with 0.1% FX. You can open it via our OKX link. Either way, check what your current card really charges on a receipt before you switch.

Source: Gnosis Pay help center: what stops and what continues, what happens if you do nothing, what is happening to Gnosis Pay, which apps you can move to. Checked 4 Nov 2026.