Crypto.com Visa: $-2.00Ethena Pay: $30.00on $1,000/mo abroad
Crypto.com Visa vs Ethena Pay
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Crypto.com Visa 0% back minus 0.2% FX = $-2.00; Ethena Pay 4% back minus 1% FX = $30.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0%4%
FX on non-USD0.2%1%
Cashback limitsnot stated4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothing
Costfree, no stakefree
Payoutpaid in CRO; higher tiers need a 12-month CRO lockpaid in AVAX daily; under $1 purchases earn nothing
RegionsEEA, USA, Brazil, Singapore, Canada, Australia, UKAbout 50 countries (not US, EU, UK, Russia)
Annual fee$0-30/mo or CRO stakeFree
ATM2% after free limit$1 + 0.65%
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Crypto.com Visa, Ethena Pay.
Questions answered
Which pays more cashback, Crypto.com Visa or Ethena Pay?
Crypto.com Visa pays 0% on the base tier, Ethena Pay pays 4%. Limits: Crypto.com Visa not stated; Ethena Pay 4% on first $2,500/mo, 1% to $4,000, 0% above; under $1 nothing.
Which has lower FX fees, Crypto.com Visa or Ethena Pay?
Crypto.com Visa charges 0.2% on non-USD purchases, Ethena Pay charges 1%. Published fees only, no receipt data for this pair yet.
Can I get both Crypto.com Visa and Ethena Pay where I live?
Crypto.com Visa: EEA, USA, Brazil, Singapore, Canada, Australia, UK. Ethena Pay: About 50 countries (not US, EU, UK, Russia).