Crypto.com Visa: $-2.00Gemini Credit: $10.00on $1,000/mo abroad
Crypto.com Visa vs Gemini Credit
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Crypto.com Visa 0% back minus 0.2% FX = $-2.00; Gemini Credit 1% back minus 0% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0%1%
FX on non-USD0.2%0%
Cashback limitsnot statednot stated
Costfree, no stakenot stated
Payoutpaid in CRO; higher tiers need a 12-month CRO lockpaid in crypto, usually within minutes
RegionsEEA, USA, Brazil, Singapore, Canada, Australia, UKUSA
Annual fee$0-30/mo or CRO stakeNo annual fee
ATM2% after free limitCash advance: $10 or 3%, whichever is greater
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Crypto.com Visa, Gemini Credit.
Questions answered
Which pays more cashback, Crypto.com Visa or Gemini Credit?
Crypto.com Visa pays 0% on the base tier, Gemini Credit pays 1%. Limits: Crypto.com Visa not stated; Gemini Credit not stated.
Which has lower FX fees, Crypto.com Visa or Gemini Credit?
Crypto.com Visa charges 0.2% on non-USD purchases, Gemini Credit charges 0%. Published fees only, no receipt data for this pair yet.
Can I get both Crypto.com Visa and Gemini Credit where I live?
Crypto.com Visa: EEA, USA, Brazil, Singapore, Canada, Australia, UK. Gemini Credit: USA.