Nexo Card: $3.00Plasma One: $10.00on $1,000/mo abroad
Nexo Card vs Plasma One
Arithmetic on published base numbers, $1,000 of non-USD spend a month: Nexo Card 0.5% back minus 0.2% FX = $3.00; Plasma One 2% back minus 1% FX = $10.00. Caps, plan fees and payout rules are not in this number, see the rows below.
Cashback (base)0.5%2%
FX on non-USD0.2%1%
Cashback limitsnot stated2% on first $500/mo, then 0.1%
Costfree; portfolio over $5,000$10 deposit (card fee in some regions), no XPL lock
PayoutNEXO or BTC, needs $5,000 portfolioweekly on Thursdays in XPL, pending a few days
RegionsEEA, UK150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE
Annual feeFreeLite $0 (region price may apply) / Core $199/yr or 20k XPL lock / Platinum 100k XPL lock during promo, 150k after
ATM2%Cash advance: none
Sourceissuer help centerissuer help center
Base tier numbers. Higher tiers on each fee sheet: Nexo Card, Plasma One.
Questions answered
Which pays more cashback, Nexo Card or Plasma One?
Nexo Card pays 0.5% on the base tier, Plasma One pays 2%. Limits: Nexo Card not stated; Plasma One 2% on first $500/mo, then 0.1%.
Which has lower FX fees, Nexo Card or Plasma One?
Nexo Card charges 0.2% on non-USD purchases, Plasma One charges 1%. Published fees only, no receipt data for this pair yet.
Can I get both Nexo Card and Plasma One where I live?
Nexo Card: EEA, UK. Plasma One: 150+ countries (Visa); excluded: CU, IR, KP, RU, SY, UA, VE.